Insurance Products

NCUA Deposit Insurance

NCUA is an agency of the U.S. Government created by an Act of Congress as a means of protecting your savings. It is important to realize that not one dollar protected by the NCUA has ever been lost by a credit union member.

BVFCU operates under extensive and strict Federal and State Banking laws and regulations. We are closely supervised by government agencies who are responsible to assure that we constantly serve the best interests of our members.

All savings accounts are insured up to $250,000. NCUA works much like the insurance for depositors in banks; it assures that your savings are fully protected.

Information about NCUA is located on our Resource Links page.

Free Accidental Death & Dismemberment Insurance

Get $1,000 of protection at no cost. As a credit union member, a vital part of our organization, you are provided free insurance coverage (through TruStage from CUNA Mutual Group) to protect your family's financial stability.

If you are age 18 through 69, $1,000 of accidental death and dismemberment protection is available to you at no cost. If you wish to increase your protection, this plan also offers up to $250,000 of additional coverage at affordable group rates.

If you have any questions, or wish to enroll for coverage, call Credit Union Members Services toll-free at 1-877-636-2377.

Loss of Life, Disability and Involuntary Unemployment Payment Protection

If a protected life event happens to you (and you are a protected borrower or co-borrower on the loan), Payment Protection will cancel or waive your loan payment(s), up to the contract maximums - helping to lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.  Protected events include:

  • Loss of life
  • Disability
  • Involuntary Unemployment

Every time you take out a new loan, consider your family and how important this protection may be to them. Talk with your loan officer for more information, or e-mail us at .

Your purchase of Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions, and exclusions may apply.  Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Payment Protection.  You may cancel the protection at any time.  If you cancel protection within 30 days, you will receive a full refund of any fee paid.

Direct Mail Products From CUNA Mutual Group

The relationship you have with your credit union differs from any you might have with other financial institutions. To us, you're not just a "customer" or a "client" - you're a member. Beaver Valley FCU is pleased to offer a variety of insurance products in cooperation with TruStage from CUNA Mutual Group.

An important element in the TruStage Insurance program is the opportunity for our members to make insurance decisions in the privacy of their homes. For that reason, the policies are clearly written and easily understood.

CUNA Mutual has served credit unions and their members exclusively since 1935. CUNA protects credit unions in many ways through a variety of insurance products and now offers the credit union member personal protection. The following is a list of products that will be offered to BVFCU members from time-to-time:

  • Life Insurance Products
  • Health Insurance Products
  • Annuities
  • Auto and Homeowners Insurance

This service is offered to credit union members only. For information about these insurance products, visit TruStage.com or call Credit Union Members Services, toll-free at 1-877-636-2377.