APPLY FOR LOANS 24/7

You are now able to apply for a loan 24 hours a day, seven days a week via the telephone or Internet. Simply call either office during regular business hours, call 1-866-376-8332 during non-business hours, or click here to apply online.

TIPS TO HELP YOU BUILD & MAINTAIN SOLID CREDIT

Having good credit and using it wisely can make life go easier. Fortunately, there are positive steps you can take.

Click here to read the "3 Tips for Assuring Your Good Credit" brochure.

This file is in Portable Document Format (PDF) which can be read by Acrobat Reader. If you do not have Acrobat Reader, you can download it now.

CONSUMER LOANS

Beaver Valley FCU offers loans for any purpose:

Rebate or Zero Percent Financing?

Manufacturers are marketing vehicles by offering a rebate or exceptionally low financing. Click here for information to help you get the best deal.

Your credit union can assure you convenient, confidential service and reasonable rates. Refer to our Loan & Share Rates for information.

You can apply for your loan in person at either location, by phone, or fill out our on-line loan application, print - sign - and mail to us. Our loan officers will help design a loan program to fit your budget and personal needs. Your application will be processed quickly (usually within 24 hours).

Payments can be made by check, cash, payroll deduction or direct deposit.

Beaver Valley FCU offers Guaranteed Auto Protection (GAP) to protect you financially if your vehicle is totaled or stolen.

REAL ESTATE LOANS

Buy your dream home ... or make your current home work for you. If you own your own home, chances are you have built up considerable equity (the difference between the balance you owe on your home and its current market value). You can use the equity in your home to borrow for:

*Consult your tax advisor about deductibility of interest.

We now offer an alternative to our traditional home equity loan, a Home Equity Line of Credit.  With this, you may easily access your line of credit repeatedly during your draw period using your loan checks, provided your total outstanding balance is below your pre-approved credit limit.

Beaver Valley FCU offers Home Equity Loan plans at the lowest rates possible - with a payment plan to suit your budget.  We also offer 1st mortgage financing through PHH Credit Union Services with over 50 different mortgage products to suit the needs of our members. Mortgage Loan Consultants are available to take calls at
877-391-9526 throughout the business day, as well as during extensive evening and weekend hours. PHH guarantees a "same day mortgage decision" or they will pay you $250. 

EQUAL HOUSING LENDER

We do business in accordance with the Federal Fair
Housing Law and the Equal Credit Opportunity Act.

LOANS BY MAIL If you are too busy to come into the credit union office, we can make borrowing easy for you. Just call for a "Loan by Mail". Your application will be processed quickly, and loan documents can be mailed to you... as soon as we receive your signed notarized documents, a check will be speedily mailed out. (A processing fee will be charged for loans by mail to cover our expenses. ASK YOUR LOAN OFFICER FOR DETAILS).

VISA CREDIT CARD - Choose the Card That's Right For You!

At Beaver Valley FCU, our industry leading credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. Learn More or Apply Now.

ONLINE CREDIT CARD SERVICES

If you have our new Visa card, click here for online account access.

Online Account Access is the fast and convenient way to access your credit card information on the Internet 24 hours a day, 7 days a week. Need to verify your account balance? Looking for a convenient way to make a payment? With Online Account Access, you can organize your finances quickly, safely, and securely. Whether you're at home, at work or on the road, Online Account Access makes it easy to access a variety of easy-to-use services.  

Account Information
Get summary and detailed information for your credit card account.

• Obtain account history and export the information directly to your computer in a variety of different file formats.
• Find out current balances, minimum payment amounts, and due dates.

Internet You Pay
Enroll to make payments against your credit card account online, using the financial institution checking or savings account of your choice. Once enrolled, simply enter the amount you wish to pay, the date you want your payment to post, and pay your bill with a single click! 

Enrollment
It's easy to put Online Account Access to work for you!  All you need is:

• Your 16 digit credit card number and PIN. Internet access. 
• Netscape Navigator 4.06 (or later) or Microsoft Internet Explorer 4.01 (or later). 

Need A PIN For Your Card?
If you do not have a PIN for your credit card, or do not remember your PIN, contact Technical Support at 877-334-0460.

INTRODUCING ZERO LIABILITY
VISA
THE ONLINE CURRENCY

Great news about your Beaver Valley FCU Visa Credit Card

Enjoy 100% security whenever you use your Visa card online or anywhere. Buy anything you want, anywhere you want, and risk nothing. With Visa's new Zero Liability policy, you will never pay a cent for any unauthorized use of your BVFCU Visa Credit Card - no matter where you shop.*

*U.S. - issued cards only. Visa's Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by Visa. See your Cardholder Agreement for more details.

CURRENT LOAN PROMOTIONS

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