Beaver Valley FCU Other Services

Many of our affiliated employer groups offer payroll deduction to their employees in lieu of direct deposit. Payroll deduction is a specified allotment designated by you to be withheld from each paycheck, and forwarded to the credit union. You designate the distribution of this allotment... for deposits to savings accounts, checking and/or loan payments. You can even allocate funds from your payroll deduction to make deposits and payments to family accounts.

Visit either credit union office and sign a wage distribution card, and we'll take care of the rest! OR... e-mail us at to set up your personalized options.

Your entire net paycheck, or a specified allotment, can be electronically transferred to your credit union account. Once your funds reach the credit union, we will distribute to other savings, checking and/or loans accounts according to your instructions.

Just take a few minutes to visit either credit union office and sign an "Authorization for Direct Deposit", call one of our member service representatives, or e-mail us at to start your safe, convenient, and worry-free direct deposit.

BVFCU's audio response service is known as 24 Hour Teller-Phone. Just call from any touch-tone phone and you can make transactions and inquiries:

Withdrawals from savings and checking accounts
Up-to-date balances on savings, checking and loans
Transfers between savings and checking

Transfers from savings or checking to related accounts
Loan payments from savings and checking
Payoff balances on current loans
Payroll deduction and/or direct deposit history

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Immediate access to your accounts, virtually 24 hours a day, 365 days a year
Completing transactions and inquiries in less than a minute

Multiple transactions and inquiries in one call
Privacy
Complete security

You must authorize (in writing) accounts to which you require telephone access. You do not have to be an owner of the account to transfer funds INTO savings, checking or loans. HOWEVER, you will not have access to make inquiries or transfer funds FROM these accounts.

You can fill out an Authorization Form located on our "Loan Applications & Other Forms" page.

Call 724-847-3222 any time, day or night, to hear about special promotions, certificate rates and loan rates.

Beaver Valley FCU can offer you both PURCHASE and REDEMPTION of U.S. Savings Bonds.

You no longer have to go to another financial institution (where they don’t know you) to purchase a Savings Bond for that new grand-child, or graduate. Your credit union can offer you personalized, friendly service during your bond purchase.

And, what’s even MORE CONVENIENT, we will calculate the value of your existing bonds, and identify those that are fully matured. You can even redeem you bonds for cash or deposit at either credit union office.

You can also calculate the value of your paper savings bonds at the TreasuryDirect website.

Visit Beaver Valley FCU for your savings bonds transactions. We’re here to serve you.

American Express Travelers Cheques are available to all members at a fee of 1.5% of face value (1 signature) or 2% of face value (2 signatures). Seniors receive "1 signature" Travelers Cheques at no charge.

BVFCU provides Credit Union Money Orders (up to a value of $1,000 each) at a fee of $2.00 each ($1.00 for Seniors).

GIFT CERTIFICATE AND A DEBIT CARD IN ONE! Simply visit either office and purchase a prepaid Visa Gift Card, loaded with the dollar amount of your choice (from $10 to $500).

Safer than cash - more versatile than a gift certificate - use wherever Visa Debit Cards are accepted (CANNOT be used for Gas-pay at the pump, Hotels, or Auto Rental. SEE DISCLOSURE FOR DETAILS). There is a fee of $2.50 for each card purchased.

Beaver Valley FCU provides ATM service at our Beaver Falls and Bridgewater offices. Our ATM is designed exclusively for anyone carrying a Visa Credit Card or Visa Check Card. It provides cash dispenser service only... you cannot make a deposit or loan payment at this machine.

NO FEES OR SURCHARGES WILL BE IMPOSED WHEN YOU USE YOUR BEAVER VALLEY FEDERAL CREDIT UNION VISA CARD AT OUR ATM's.

A night depository is available for your convenience at our Beaver Falls and Bridgewater offices. It's a perfect solution when you work late or are in a hurry during regular office hours.

The depository will be emptied ONLY ONCE each morning. Your deposit will be verified by two tellers and promptly posted to your account. Deposits left before 9:00 a.m. will be processed that day; deposits made after 9:00 a.m. will be processed the next business day.

Nothing can match the convenience provided by the drive-up window at Beaver Valley FCU's Bridgewater office. Since it's installation, our drive-up teller serves an average of 90 vehicles per day..... YES, WE'RE VERY BUSY!

The drive-up teller service will accommodate one car at a time, but the traffic pattern will allow for up to seven cars to queue for the window. A pneumatic tube system and video/audio equipment aid in making transactions easily from the comfort of your driver's seat.

WESTERN UNION QUICK CASH
Western Union Quick Cash is the ideal way for you to access funds in your credit union account, quickly and reliably. With this service, your funds are sent from Beaver Valley FCU to the Western Union Money Transfer network. The funds can be picked up at any of more than 28,000 Western Union agent locations in the U.S. and over 100 other countries.

Visit or call either credit union office for more information or to initiate a money transfer.