LOAN RATES AND TERMS

Annual
Percentage Rate

Repayment Terms

Remarks

APR* As Low As
5.49%
5.90%
6.50%

Up to 48 Months
Up to 60 Months
Up to 72 Months

NO APPLICATION FEE.
We will finance current or prior model years that have never been titled

100% financing including tax, title and manufacturer's extended warranty

Up to 60 Months

Models up to 5 years old
NO APPLICATION FEE

Up to 12 Months
Up to 24 Months

$500 - $5,000
Larger amounts and
longer terms available.
NO APPLICATION FEE

4.5% above current dividend rate

Up to 48 Months

Longer terms available.
NO APPLICATION FEE

2.75% above rate at which certificate was issued

Term cannot exceed certificate maturity

Borrow up to value of certificate including accrued dividends.
NO APPLICATION FEE

  5.75% *

Up to 5 Years

$7,500 -$200,000*

4.69%

Up to 5 Years

6.50%

  Up to 10 Years

6.99%

  Up to 15 Years

7.75%

  Up to 20 Years

Variable*

Open

$10,000 -$100,000**

*APR = Prime+0% (based on the Prime Rate published in the Wall Street Journal)

**75% of the appraised value less first mortgage balance

SHARE DIVIDEND RATES

2008 SECOND QUARTER DIVIDENDS
The annual percentage yield listed is accurate
as of April 1, 2008

ANNUAL RATE

ANNUAL PERCENTAGE YIELD

0.600%

0.60%

0.600%

0.60%

0.600%

0.60%

0.600%

0.60%