Visa Debit Card
Convenient Access to Your Checking Account
You can access your checking account without writing checks because the BVFCU Visa Debit Card offers a whole world of convenience.
- Lets you use money from your checking account without writing a check - Use it wherever you see the Visa symbol - at stores, restaurants, and other locations around the world.
- Offers you cash access around the world - Your Visa Debit Card offers you a quick, easy way to get cash from your checking account at more than 2.2 million Visa/Plus network ATMs in over 200 countries and territories worldwide.
Apple Pay & Samsung Pay
Apple Pay and Samsung Pay give you the ability to add your debit card to a compatible Smartphone so you can pay without taking your card from your wallet.
A separate device number is created on your phone, so your actual debit card number is not shared with merchants or transmitted during the transaction. Each payment is verified using your phone’s fingerprint or PIN security.
For more information on how these features work or compatible phone and merchants, visit apple.com/apple-pay or samsung.com/us/samsung-pay.
VISA Purchase Alerts
Now you can keep tabs on your account anytime, anywhere. Near real-time Purchase Alerts powered by Visa help you reduce fraud and monitor your spending. This service is available free for Beaver Valley FCU Visa® debit cardholders. To sign up, go to Visa.com/purchasealerts.
Receive transaction updates quickly.
With Purchase Alerts, you can receive an email shortly after your Visa card has been used on the Visa network. So if there is fraudulent activity, you'll be notified and can act quickly to stop the situation. It's a unique benefit that most alert services don't offer. Transactions routed through non-Visa ATM or debit networks may not generate an alert.
Near real-time alerts
Customize transaction alerts to fit your needs when your Visa card is used:
- For purchases over a specified dollar amount
- For purchases online, over the phone or through the mail
- Outside the United States
Receive transaction specifics within each alert, including:
- Purchase amount
- Merchant name and location (if available)
- The last four digits of the Visa card used
More peace of mind
Gain confidence as you keep tabs on your account with transaction alerts delivered via email on your computer or mobile phone. To sign up, go to Visa.com/purchasealerts, and start enjoying more protection and peace of mind with Purchase Alerts. The enrollment process will require you to create a login and provide your debit card information. Similar alerts can be setup for the Beaver Valley FCU credit card by logging into the credit card online account access.
Making Purchases with your VISA Debit Card
You have the option of how your purchase will be processed when using your BVFCU Visa Debit Card at merchants’ “Point of Sale” (POS) terminals. All transactions, whether you select DEBIT or CREDIT, will be deducted from your checking account. If you choose “CREDIT”, purchases are processed by Visa. Generally, you are required to sign a receipt or electronic pad, except for purchases at gas pumps. You should use CREDIT for most transactions since it is more widely accepted by merchants, and the purchases may be protected by Visa rules and regulations in cases of charge disputes. Transactions processed as “DEBIT” are processed by Interlink or Accel (nationwide Debit-POS networks). You will be required to enter your PIN. You should choose DEBIT if you are receiving “Cash Back” from the merchant, or if the merchant does not accept Credit transactions. Either option, DEBIT or CREDIT, is available to meet your transaction needs.
BVFCU has implemented a fraud monitoring system to screen card activity 24 hours a day, 7 days a week.
Frequently Asked Questions about Fraud Monitoring: